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Business & Commercial Insurance

Business & Commercial Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Business & Commercial Insurance Information

Commercial Auto, General Liability, Workman's Compensation...


At Birchell Insurance Agency we understand the need for specific business insurance. Let ushelp SAVE YOUR BUSINESS MONEY.

Call (407)936-1572 OR (800)-978-8813 now !

Click here to contact us...


Our broad range of markets allows us to place difficult risk.Our available coverages help to protect you and your business from costs associated with property damage or injuries suffered by others in an accident caused by you or your employees. 


    We offer coverage for your commercial auto liability, cargo and physical damage risks. We offer coverage for personal automobiles used for business purposes. We offer Commercial Auto- Standard Physical Damage, Garage Liability, Standard and General Liability. We can even offer coverage to used car dealers (Dealers Open Lot, Cargo and Theft).


   Renewals are handled with a minimum amount of time and information.


Commercial Auto- Reduce "Downtime" ... Hired Auto, Rental Replacement and now (Never Before Offered) Roadside Assistance. 

   Effective April 28th, Infinity is PROUD to offer their new roadside assistance program for vehicles up to 54,000 pounds. Program features include towing, jump start, tire changes and lock out service.
   Call Birchell Insurance Agency for a simple quote... (407)936-1572 or (800) 978-8813.


                             We have some very strong markets from taking care of General Contractors, Demolition Contractors, Demolition Companies and more right through to Home Owners Associations and Management Companies.


Workmans Compensation Insurance: 


   Workers Compensation Insurance- Workers' compensation insurance covers you for an employee's on-the-job injuries. Businesses with employees are required by various state laws to carry some type of workers' compensation insurance. In most cases, workers' compensation laws prohibit the employee from bringing a negligence lawsuit against an employer for work-related injuries.


Financing Your Commercial Insurance Needs:

We also understand the financial burden of insurance premiums. We do offer the availability of financing your insurance premiums through Premium Finance Services.
Information that you might want to know about Commercial Insurance...

 Property Insurance pays for losses and damages to real or personal property. For example, a property insurance policy would cover fire damage to your office space. You can purchase additional coverages for business property, including: 

Builder's Risk Insurance Builder's risk insurance covers buildings while they are being constructed. For example, a Builder's risk policy would cover losses if a windstorm takes down your partially constructed condominium complex. 

Inland Marine Insurance Inland marine insurance covers property in transit and other people's property on your premises. For example, this insurance would cover fire-damage to customers' clothing from a fire at your dry cleaning business.  

Business Interruption Insurance Business interruption insurance covers lost income and expenses resulting from property damage or loss. For example, if a fire forces you to close your doors for two months, this insurance would reimburse you for salaries, taxes, rents, and net profits that would have been earned during the two-month period. 

Tenant's Insurance Commercial leases often require tenants to carry a certain amount of insurance. A renter's commercial policy covers damages to improvements you make to your rental space and damages to the building caused by the negligence of your employees.

Crime Insurance  Crime insurance covers theft, burglary, and robbery of money, securities, stock, and fixtures from employees and outsiders. 

Fidelity Bonds  A bond company covers losses due to a bonded employee's theft of business property and money.   

 Liability Insurance Liability Insurance covers injuries that you cause to third parties. If someone sues you for personal injuries or property damage, the cost of defending and resolving the suit would be covered by your liability insurance policy. A general liability policy will cover you for common risks, including customer injuries on your premises. More specialized varieties of liability insurance include:   

Errors and Omissions Insurance  Errors and omissions ("E & O") insurance covers inadvertent mistakes or failures that cause injury to a third party. The act must actually be an inadvertent error, and not merely poor judgment or intentional acts. For example, an E & O policy would cover damages arising from an insurance agent failing to file policy applications, or a notary forgetting to fill out notarizations properly. 

Automobile Insurance Commercial automobile policies cover the cars, vans, trucks and trailers used in your business. The coverage will reimburse you if your vehicles are damaged or stolen or if the driver injures a person or property.

Directors' and Officers' Liability Insurance  This type of insurance is generally purchased by corporations and nonprofit organizations to cover the costs of lawsuits against directors and officers. 



 Prior to opening Birchell Insurance Agency we owned and operated Lori Birchell / Allstate Insurance Agency. Our agency received the following commercial awards...

 Allstate Total Commercial Producer- 2002 Allstate Total Commercial Producer- 2003 

Allstate Total Commercial Producer- 2004


You can also call us at Birchell Insurance Agency at 800-978-8813 or visit our website at http://www.birchellins.com.




1100 Town Plaza Court, Suite 1010 | Winter Springs, FL 32708 | PH: 407.936.1572 | TF: 800.978.8813 | FX: 407.936.1573

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